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Green Building Replacement and Upgrade Insurance by Fireman's Fund

Certified green building insurance isn't offered by all insurance companies...Fireman's Fund is the leader

Find green business solutions
energy conservation building The First of its Kind: Green-Gard (SM) Certified Green Building Replacement and Upgrade Coverages

Whether you've built green from the ground up, have made green renovations to existing buildings, or would like to rebuild as green in the event of a loss, we provide solutions to protect both your financial and environmental investments

Only Fireman's Fund offers Green-Gard Property Upgrade that gives you the option to rebuild with green alternatives such as

  • Non-toxic, low-odor paints and carpeting
  • Energy-Star rated electrical systems
  • Interior lighting systems that meet Leadership in Energy and Environmental Design (LEED)or Green Globe requirements
  • Water efficient interior plumbing
  • Energy-Star qualified roof and insulation materials
From removing and recycling debris, installing lighting and electrical equipment, and implementing efficient water and waste systems, your reconstruction costs are covered, allowing you to rebuild to green standards in the event of a loss.

If your property is green-certified, you'll want the kind of coverage that supports your standards and protects your assets.

Fireman's Fund offers the first insurance solution tailored to the particular construction and maintenance of your property.

Traditional insurance plans simply don't address the unique coverage that result from the combination of complex requirements and regulations, specialized materials, and systems. With Fireman's Fund's Green-Gard Certified Green Building coverage restores property to its original, green-certified condition should a customer suffer a loss.

They cover the cost to hire a LEED accredited professional to oversee the repairs. Plus, they will reimburse clients for any loss of income incurred through the use of alternative power generating equipment.

Reduce Insurance Costs

Lower energy costs, improved indoor quality, reduced absenteeism, increased productivity -- green buildings, outperform traditional buildings on many levels. By investing in state-of-the-art electrical, plumbing, and roof systems, green building owners experience fewer incidents of risk and loss.� In recognition of this, Fireman's Fund offers discounted pricing for building owners who commit to greens standards.

After a loss, Fireman's Fund ensures that your replacement components perform as intended, and that they are integrated with the other systems in your building. Our Green-Gard commissioning coverage applies to green-certified as well as traditionally constructed buildings.

Following a loss, Fireman's Fund will cover the cost to hire a commissioning engineer to:

  • Ensure that the building systems (HVAC, electrical and plumbing) operate at peak performance and in alignment with one another
  • Test and balance HVAC systems - whether or not they were directly involved in the loss

Green Resource Center

In addition to Green-Gard Coverage, Fireman's Fund's iCustomer Series Communities features a Green Resource Center - an online collection of articles, tools, and links to help customers understand the Green movement and its many benefits.

iCustomer Series Communities also contain libraries of loss prevention information developed by risk management specialists, tools, links, and access to select providers of risk management solutions at preferred rates. iCustomer Series Communities are available exclusively to Fireman's Fund Business customers.

Fireman's Fund

Edited by Carolyn Allen, owner/editor of California Green Solutions
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